Centivo

It’s no secret—2025 has been a challenging year across the healthcare landscape. Rising costs and shifting market pressures have left many employers, brokers and families searching for better, more sustainable health plan options. That’s why, this Thanksgiving, we’re especially grateful for the employers and brokers who partner with us, the Centivo members who trust us with guiding their healthcare experience and the providers who show up every day to deliver compassionate, high-quality support. Your commitment keeps our mission moving forward. As we look ahead, we remain dedicated to expanding access to high-value care, keeping costs low and predictable and ensuring that people who rely on us can get the care they deserve, without compromise. Wishing you and your loved ones a warm, healthy and restorative Thanksgiving. 

𝗠𝗲𝗲𝘁 𝗼𝘂𝗿 𝗽𝗮𝗿𝘁𝗻𝗲𝗿: MedWatch, LLC We’re proud to partner with MedWatch to enhance case management support for Centivo members. Health challenges, for example, a new cancer diagnosis, a complex treatment plan or a serious long-term condition, can feel overwhelming to navigate on your own. With MedWatch, Centivo members can benefit from: 🟠 𝗚𝘂𝗶𝗱𝗮𝗻𝗰𝗲 𝘁𝗵𝗿𝗼𝘂𝗴𝗵 𝗰𝗼𝗺𝗽𝗹𝗲𝘅 𝗰𝗮𝗿𝗲 𝗷𝗼𝘂𝗿𝗻𝗲𝘆𝘀, including cancer treatment, specialist coordination and ongoing support  🟠 𝗣𝗿𝗼𝗮𝗰𝘁𝗶𝘃𝗲 𝗰𝗮𝘀𝗲 𝗺𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁 for high-risk and high-cost conditions, helping members make informed decisions at every step  🟠 𝗦𝘁𝗿𝗲𝗮𝗺𝗹𝗶𝗻𝗲𝗱 𝗰𝗼𝗺𝗺𝘂𝗻𝗶𝗰𝗮𝘁𝗶𝗼𝗻 between specialists, primary care providers and care teams to ensure timely, coordinated care  🟠 𝗔𝗱𝘃𝗼𝗰𝗮𝗰𝘆 𝗮𝗻𝗱 𝗿𝗲𝘀𝗼𝘂𝗿𝗰𝗲𝘀 to reduce administrative burden and improve the patient experience Partnering with MedWatch allows us to deliver 𝘁𝗿𝘂𝘀𝘁𝗲𝗱 𝗴𝘂𝗶𝗱𝗮𝗻𝗰𝗲, 𝘀𝗲𝗮𝗺𝗹𝗲𝘀𝘀 𝗰𝗼𝗼𝗿𝗱𝗶𝗻𝗮𝘁𝗶𝗼𝗻 𝗮𝗻𝗱 𝗽𝗲𝗮𝗰𝗲 𝗼𝗳 𝗺𝗶𝗻𝗱 for members and their families during challenging times. 💙 Together, we’re making comprehensive care more connected, supported and manageable. #Centivo #MedWatch #CaseManagement #CareCoordination #MemberSupport 

Katie from Wisconsin recently shared this feedback with us.   This is exactly why Centivo exists. When unexpected health issues come up, unexpected expenses shouldn’t have to come with them. To Katie and all the other Centivo members who share their stories with us: thank you. Your experiences guide our mission to bring affordable, high-quality healthcare to the millions of workers who struggle to pay their medical bills. 

You just got word from your broker that your healthcare costs are set to skyrocket next year. You’re not alone, and you don’t have to take it sitting down. 🤔 𝗪𝗵𝗮𝘁 𝗰𝗮𝗻 𝘆𝗼𝘂 𝗱𝗼? 🗣️ 𝗪𝗵𝗮𝘁 𝗾𝘂𝗲𝘀𝘁𝗶𝗼𝗻𝘀 𝘀𝗵𝗼𝘂𝗹𝗱 𝘆𝗼𝘂 𝗯𝗲 𝗮𝘀𝗸𝗶𝗻𝗴? In our latest episode of 𝗥𝗲𝗮𝗹 𝗧𝗮𝗹𝗸: 𝗥𝗲𝗻𝗲𝘄𝗮𝗹 𝗥𝗲𝗮𝗹𝗶𝘁𝘆 𝗖𝗵𝗲𝗰𝗸, industry experts Rivka Friedman, Head of Health Care Innovation at Morgan Health, and Peter Bridges, Chief Strategy & Growth Officer at AccessHope, share practical insights to help you navigate rising costs and advocate for better value. Tune in to learn how to take control of your renewal conversations 👉 https://lnkd.in/gjbGw7PM 

💡𝗖𝗲𝗻𝘁𝗶𝘃𝗼 𝗴𝗼𝘁 𝗶𝘁𝘀 𝗻𝗮𝗺𝗲 𝗳𝗿𝗼𝗺 𝘁𝗵𝗲 𝘄𝗼𝗿𝗱 “𝗶𝗻𝗰𝗲𝗻𝘁𝗶𝘃𝗲.” That’s because we align incentives across employers, health plan members and providers, so everyone benefits when people get the right care. 𝗛𝗼𝘄 𝗱𝗼𝗲𝘀 𝘁𝗵𝗮𝘁 𝘄𝗼𝗿𝗸? 🤔 Take our virtual primary care practice, Centivo Care.  Centivo Care operates on a per-member, per-month model — it’s free for members to use, and employers pay a predictable monthly fee based on enrollment. Here’s how those incentives come together: 👥 𝗠𝗲𝗺𝗯𝗲𝗿𝘀 are encouraged to get care whenever they need it. When primary care is free and easy to access, people use it more — and stay healthier. 💼 𝗘𝗺𝗽𝗹𝗼𝘆𝗲𝗿𝘀 benefit because accessible primary care helps prevent costly urgent care or ER visits later on. 🩺 𝗣𝗿𝗼𝘃𝗶𝗱𝗲𝗿𝘀 are rewarded for keeping patients happy and healthy — not for ordering unnecessary tests or procedures. ✨ That’s 𝗮𝗹𝗶𝗴𝗻𝗲𝗱 𝗶𝗻𝗰𝗲𝗻𝘁𝗶𝘃𝗲𝘀, 𝗿𝗮𝗱𝗶𝗰𝗮𝗹 𝗮𝗳𝗳𝗼𝗿𝗱𝗮𝗯𝗶𝗹𝗶𝘁𝘆 𝗮𝗻𝗱 𝗿𝗲𝗮𝗹 𝗮𝗰𝗰𝗲𝘀𝘀 𝘁𝗼 𝗰𝗮𝗿𝗲 𝗽𝗲𝗼𝗽𝗹𝗲 𝗮𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝘂𝘀𝗲. 🎧 Listen to Ashok’s recent appearance on The Healthcare Theory podcast to learn more 👉 https://lnkd.in/gEH5BuJb

💸 Why does healthcare cost so much today? 💸 You’ve probably seen the headlines predicting major healthcare cost increases in 2026. Maybe you’ve even felt it firsthand with a renewal showing 𝟮𝟬%—𝗼𝗿 𝗲𝘃𝗲𝗻 𝟱𝟬%—𝗵𝗶𝗴𝗵𝗲𝗿 𝗰𝗼𝘀𝘁𝘀. So...𝘄𝗵𝗮𝘁’𝘀 𝗱𝗿𝗶𝘃𝗶𝗻𝗴 𝘁𝗵𝗲𝘀𝗲 𝗿𝗮𝘁𝗲 𝗵𝗶𝗸𝗲𝘀? And more importantly—𝘄𝗵𝗮𝘁 𝗰𝗮𝗻 𝗲𝗺𝗽𝗹𝗼𝘆𝗲𝗿𝘀 𝗱𝗼 𝗮𝗯𝗼𝘂𝘁 𝗶𝘁? In our latest episode of Real Talk: Renewal Reality Check, we sat down with Rivka Friedman, Head of Health Care Innovation at Morgan Health. She breaks down what's happening behind the scenes. Listen here 👉 https://lnkd.in/gjbGw7PM 

You’re not feeling well.  Maybe it’s strep...maybe the flu.  If you go to the doctor, you’ll probably need a strep test or some labs, but what will those 𝘦𝘹𝘵𝘳𝘢 services cost? Too often, unpredictable pricing forces people to decide whether care is "worth it." No one should have to gamble with their health. With a 𝗖𝗲𝗻𝘁𝗶𝘃𝗼 plan, you know exactly what you'll pay 𝘣𝘦𝘧𝘰𝘳𝘦 you step into the doctor's office: ✅ $𝟬 𝗽𝗿𝗶𝗺𝗮𝗿𝘆 𝗰𝗮𝗿𝗲 𝘃𝗶𝘀𝗶𝘁𝘀 ✅ $𝟬 𝗱𝗲𝗱𝘂𝗰𝘁𝗶𝗯𝗹𝗲 ✅ Clear copays for tests and other services—printed right on the back of your member ID card When costs are clear, accessing care gets a whole lot easier.  That's what 𝗿𝗮𝗱𝗶𝗰𝗮𝗹 𝗮𝗳𝗳𝗼𝗿𝗱𝗮𝗯𝗶𝗹𝗶𝘁𝘆 looks like. 🎧 Hear Centivo CEO Ashok Subramanian on the The Healthcare Theory podcast to learn how employers can give employees the confidence to get the care they need—without the financial guesswork. Listen here 👉 https://lnkd.in/gEH5BuJb

Centivo CEO Ashok Subramanian recently joined The Healthcare Theory podcast to explore how Centivo is redefining employer-sponsored health plans by doubling down on primary care access. Ashok shared a powerful insight: When employers remove barriers to primary care, 𝗽𝗿𝗶𝗺𝗮𝗿𝘆 𝗰𝗮𝗿𝗲 𝘀𝗽𝗲𝗻𝗱 𝗶𝗻𝗰𝗿𝗲𝗮𝘀𝗲𝘀 𝗯𝘆 𝟮𝟱𝟬% 𝗰𝗼𝗺𝗽𝗮𝗿𝗲𝗱 𝘄𝗶𝘁𝗵 𝘁𝗿𝗮𝗱𝗶𝘁𝗶𝗼𝗻𝗮𝗹 𝗽𝗹𝗮𝗻𝘀‼️ 𝗕𝘂𝘁 𝘁𝗵𝗮𝘁’𝘀 𝗲𝘅𝗮𝗰𝘁𝗹𝘆 𝘁𝗵𝗲 𝗽𝗼𝗶𝗻𝘁—𝗮𝗻𝗱 𝗶𝘁 𝗽𝗮𝘆𝘀 𝗼𝗳𝗳. Here's how increased primary care investment drives meaningful downstream savings: 🚑 Fewer ER visits  🏥 Fewer inpatient admissions  💊 Better medication adherence The result? 𝗖𝗲𝗻𝘁𝗶𝘃𝗼 𝗰𝗹𝗶𝗲𝗻𝘁𝘀 𝘁𝘆𝗽𝗶𝗰𝗮𝗹𝗹𝘆 𝘀𝗮𝘃𝗲 𝟭𝟱%+ 𝗶𝗻 𝘁𝗵𝗲𝗶𝗿 𝗳𝗶𝗿𝘀𝘁 𝘆𝗲𝗮𝗿, with even greater savings over time—while employees benefit from more accessible, proactive care. 🎧 𝗟𝗶𝘀𝘁𝗲𝗻 𝘁𝗼 𝗔𝘀𝗵𝗼𝗸 𝗼𝗻 The Healthcare Theory podcast to learn how spending a little more on primary care can save significantly more in the long run. https://lnkd.in/gEH5BuJb