2026 conforming loan limits are here: $832,750* and $1,249,125 for Alaska and Hawaii. Higher limits could give you more buying power for your dream home. Reach out to see how far these increases could take you.
Rate
Financial Services
Chicago, IL 127,893 followers
Let's get you into your dream home.
About us
The mortgage and finance company that can get you approved in as little as one day. NMLS ID: 2611 Operating as Guaranteed Rate, Inc. in New York. Guaranteed Rate, Inc. D/B/A Rate; NMLS #2611; For licensing information visit www.nmlsconsumeraccess.org www.rate.com/licensing • AZ: Arizona Mortgage Banker License #0907078 • CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act • GA: Residential Mortgage Licensee #20973 • NJ: Licensed by the N.J. Department of Banking and Insurance • NY: Licensed Mortgage Banker - NYS Department of Financial Services, 750 Lexington Ave. Suite 2010, New York, New York 10022, Licensed Mortgage Banker - NYS Department of Financial Services, 750 Lexington Ave. Suite 2010, New York, New York 10022. Doing business in New York as Guaranteed Rate, Inc. • RI: Rhode Island Licensed Lender • TX: www.rate.com/texas-consumers-how-to-file-complaint. CO: Regulated by the Division of Real Estate. Licensed by the New Hampshire Banking Department. OR: Licensed and Regulated by the Department of Consumer and Business Services Licensed by the Pennsylvania Department of Banking and Securities.
- Website
-
https://www.rate.com
External link for Rate
- Industry
- Financial Services
- Company size
- 5,001-10,000 employees
- Headquarters
- Chicago, IL
- Type
- Privately Held
- Founded
- 2000
- Specialties
- Residential Mortgage Lending, refinancing, low mortgage rates, FHA loans, home mortgages, first time home owner loans, fixed rate mortgages, and jumbo loans
Locations
-
Primary
Get directions
3940 N. Ravenswood
Chicago, IL 60613, US
Employees at Rate
Updates
-
Financial confidence starts with access. That is why we brought Rate University to Jersey City. We hosted a full day of financial education and empowerment where families from the local community attended workshops focused on everything from understanding the homebuying process to accessing lending options. Local Latino artists and instructors filled the space with culture and connection. Rate University is how we bring financial education to the people who need it most and help them move forward with clarity.
-
The NAHREP Regional Connect in Philly was a vibe! Daytime education, evening networking and nonstop inspiration. Our President, Shant Banosian, and Arlyn J Kalinski, FLE, along with other top company executives, led a powerful mastermind for our team, teaching valuable insights on leading the industry and how to grow with this thriving homebuyer market. We’re proud to support the Latino community with the nation's only end-to-end mortgage platform in Spanish, and honored to be the Title Sponsor of all of NAHREP's Regional events! Paul Anastos Jenny Sepulveda, EMBA Dan Moran Camilo R. Escalante
-
Watch the replay of our webinar featuring an exclusive interview with Sara Santos, one of the nation’s top-performing real estate agents, where we dive deep into the strategies, mindset and habits that drive consistent, high-level results. Whether you're a seasoned pro or an ambitious agent looking to level up, this conversation delivers actionable insights, inspiring stories and proven tactics that can transform your business. Watch here: http://ms.spr.ly/6042tJK5o
-
-
Exciting News! We are thrilled to welcome Chris Planto back to Rate! As a top-producing mortgage originator, Chris will be bringing his expertise and leadership to our Houston market. We’re excited to see the impact he will make at Rate! Read more: http://ms.spr.ly/6042tEjhm
-
Join us for a webinar featuring an exclusive interview with Sara Santos, one of the nation’s top-performing real estate agents, where we dive deep into the strategies, mindset and habits that drive consistent, high-level results. Whether you're a seasoned pro or an ambitious agent looking to level up, this conversation delivers actionable insights, inspiring stories and proven tactics that can transform your business.
This content isn’t available here
Access this content and more in the LinkedIn app
-
National average mortgage rates just hit their lowest levels of 2025. If you’ve been waiting for the right moment to buy or refinance, this might be it. Our latest update breaks down what’s driving the drop and what it could mean for you. Read more: http://ms.spr.ly/6049t8Yp5 #MortgageRates #Homeownership #Rate
Mortgage rates at their lowest levels of 2025
images-cs.rate.com
-
Doing right by people is good business. Because growth means nothing if it’s not rooted in purpose. At Rate, we believe in providing a top-tier experience for all customers, including our Spanish-speaking community. Great rates, fair fees and a customer experience that puts people first. Check out what Camilo R. Escalante shared at the NAHREP Avance.
-
Rate has the tech, speed and products to make a Loan Officer’s day seamless, but what truly sets us apart is trust in our leadership. When something needs to improve, whether it’s a tech upgrade, faster turnaround or a new product, our leadership doesn’t just listen, they take action. Join Rate today. Linda Wolfenson